We don’t need to tell you that household bills are climbing across the board, gas, electricity, water, you name it. Almost every monthly expense is on the rise. One cost that often goes unnoticed, however, is home insurance.
Don’t fear, as we can help. By understanding the link between security and insurance premiums, you could lower your costs. Join us as we explore how a secure front door adds value to your home, keeping both your property safe and your bills under control.
What Determines the Cost of Your Home Insurance
In the UK, a range of factors influence how much you’ll pay for home insurance. According to Ageas, as many as 12 different elements are considered.
One of the biggest is your address. Insurers analyse your postcode, crime rates, and local burglary statistics, all of which can contribute to a higher quote. Living in an area with more reported break-ins often means higher premiums, even if you personally have never made a claim.
Just as important is your home’s security. The safer your property is, the less likely you are to make a claim. That’s why insurers often ask about the locks on your windows and doors, and whether you’ve installed alarms, security lighting, or other preventative measures. Even small upgrades can have a noticeable impact on the price of your cover.
How Endurance Composite Doors Improve Home Security and Reduce Insurance Costs
Endurance composite doors go beyond the standard benchmarks insurers look for. Built with a solid timber core up to 48mm thick, they are among the most secure composite doors on the market. This robust construction makes them highly resistant to common break-in methods such as lock snapping, drilling, and sustained impact.
Unlike hollow uPVC or lightweight timber doors, an Endurance door provides a reinforced barrier that deters intruders before they even get started. For burglars, that extra level of resistance can be enough to move on elsewhere, and insurers are well aware of this fact.
Security isn’t just about strength, though; it’s also about design. Endurance doors are fitted with advanced multipoint locking systems, heavy-duty hinges, and glazing units that are tested against removal and shattering. These features combine to create a front door that is both a deterrent and a reliable line of defence for your home.
Many Endurance models also carry Secured by Design approval and meet strict PAS 24 standards, both of which are recognised by insurers as clear indicators of a safer, more resilient property. With these credentials, Endurance doors can rightly be described as genuine insurance-approved front doors, giving you an edge when it comes to reducing your premiums.
For homeowners, the benefits are clear. A stronger, more secure front door means greater peace of mind, knowing that your home is protected against modern burglary techniques. At the same time, it may also mean a financial advantage, as insurers view your home as less of a risk to cover. By choosing secure composite doors like those from Endurance, you are investing in a solution that improves both the safety of your property and the long-term affordability of your insurance.
